Who is Finance by Design, Inc.?

Finance by Design, Inc., provides retirement planning and investment advisory services for individuals who are looking for someone who looks after the best interests. Mission is Simple: Help clients use their finances to achieve their life goals.

What sets Finance by Design, Inc., apart from other organizations?

We are fiduciaries. This means we work for the best interests of our clients.
We are independent. This means we give advice we think is best for the client.
We care about our client. We follow-up to make sure the planning is put in place when the client chooses to self implement. The plan is only as good as the implementation.
Extensive background in financial planning. This means there is the knowledge and experience gained only by working with clients financial issues for many years.

The firm principal is Colleen Miller. Colleen has a varied and extensive background allowing her to provide a wide range of services for her clients.

Colleen started her career as a Certified Public Accountant. She added a law degree and practiced as an attorney for several years. She combined the two degrees to work in the tax, trust and estate planning areas before gaining her designation as a CFP®. She now works exclusively as a CFP® and brings her knowledge and experience as a CPA and Attorney to benefit her clients when necessary.

Colleen is Fee-Only so that she can maintain her professional integrity - there is no conflict of interest as there is no sales bias. She provides a unique service with her flexibility to hone in on issues that need to be resolved for her clients to attain their goals.

Colleen works directly for her clients, not accepting any third-part compensation such as commissions or referral fees.

A CPF® certificate requires knowledge and experience in the following areas:

Cash flow and debt management
Taxes
Insurance
Investments
Estate Planning
Retirement Planning

Colleen concentrates on clients retirement planning needs, whether clients are twenty years from retirement or in retirement. Each stage of the planning journey requires careful analysis of the clients needs if the clients goals are to be realized. The other five knowledge areas are incorporated as needed in the retirement planning.

Whether you are just getting started, very close to retiring or in retirement, Colleen has the expertise you need to help you get your step by step plan in place.

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